A product designer’s notebook on AI and money.
Model & Money tracks how AI is changing financial products — payments, banking, lending, fraud and wealth — and asks the question most coverage skips: what does this actually change for the people using and building them?
Sabah Kemal Cansu
Product designer
Product designer with 8+ years shipping web and mobile products. Former design lead at Finoku, where he designed trading and investing apps. Writes about how AI is changing the way financial products work — and feel.
Why this exists
AI in finance is mostly covered from two directions: the technology (models, benchmarks) or the money (rounds, valuations). Very little of it looks at the product — the screens, flows, defaults and moments of trust that decide whether an AI feature in a bank, broker or checkout actually works for people.
That is the lens here. Every signal answers three questions: what happened, why it matters for teams building financial products, and what a product designer makes of it.
What we cover
- Agentic commerce
- Payments
- Banking
- Lending & credit
- Fraud & identity
- Wealth & trading
- Regulation
- Product & UX
How it’s made
Research and first drafts are AI-assisted: primary sources are gathered and summarised with the help of AI tools. Every piece is then checked against those sources, edited, and signed off by Kemal, who adds his own take before anything is published. Read the full editorial policy.
Work with Kemal
Building an AI feature into a payments, banking or investing product? Kemal works with fintech teams on product and interface design. Book a call, or see his work atsabahkemal.co.
Contact
Tips, corrections and sponsorship enquiries: hello@modelandmoney.com.